On-Site Bank Financing AVAILABLE WITH APPROVED CREDIT 6.25% APR for 36 to 48 months on models 1999 and newer. 7.99% for 36 months on 1998 models and older. $700 minimum down payment plus DMV registration.   CLICK HERE to use our On-Line Loan Calculator. CLICK HERE for our On-Line Loan Application, or call us at 315-699-3900. NOTE: For joint or co-signer applications, both parties must submit separate, individual applications, and indicate whether it is a joint or a co-signer application.